/* benefits3 accessibility guard — never dark text on navy/dark areas */
.benefits3-wrap .hero,
.benefits3-wrap .hero *,
.benefits3-wrap .dark-safe,
.benefits3-wrap .dark-safe *,
.benefits3-wrap [style*="background:#12395b"],
.benefits3-wrap [style*="background: #12395b"],
.benefits3-wrap [style*="background-color:#12395b"],
.benefits3-wrap [style*="background-color: #12395b"]{
 color:#fff!important;
}
.benefits3-wrap .hero a,.benefits3-wrap .dark-safe a{
 color:#fff!important;text-decoration-color:#fff!important;
}

.benefits3-wrap,.benefits3-wrap *{box-sizing:border-box}
.benefits3-page{margin:0;background:#f3f7fb;color:#18344b;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","Hiragino Kaku Gothic ProN","Yu Gothic",sans-serif;line-height:1.7}
.benefits3-wrap{max-width:820px;margin:0 auto;padding:14px}
.benefits3-wrap .benefits3-wrap,.benefits3-wrap *{box-sizing:border-box}
.hero{background:#12395b!important;color:#fff!important;padding:24px 20px;border-radius:16px;margin-bottom:16px}
.hero,.hero *{color:#fff!important}
.hero .super{font-size:18px;font-weight:800;margin-bottom:8px}
.hero h1{font-size:30px;line-height:1.35;margin:0 0 12px;font-weight:900}
.hero p{font-size:18px;margin:0}
.supervise{text-align:right;font-size:17px;font-weight:800;margin-top:14px}
.card{background:#fff;border:1px solid #dbe8f1;border-radius:16px;padding:20px;margin:16px 0;box-shadow:0 3px 12px rgba(25,60,90,.06)}
.section-title{font-size:24px;line-height:1.4;margin:0 0 15px;padding:11px 14px;background:#eaf4fb!important;color:#12395b!important;border-left:6px solid #2676aa;border-radius:8px;font-weight:900}
.lead{font-size:18px;font-weight:700}
.notice{background:#fff8e8;border:2px solid #f0cf7a;border-radius:12px;padding:14px 15px;color:#5a4213;font-size:17px;font-weight:700}
.point{background:#eef8f4;border:2px solid #b7dfcf;border-radius:12px;padding:15px;color:#174f3b;font-size:18px;font-weight:700;margin-top:12px}
label{display:block;font-size:18px;font-weight:800;color:#163b58;margin:14px 0 7px}
select{width:100%;font-size:19px;padding:13px 12px;border:2px solid #b8cee0;border-radius:10px;background:#fff;color:#16324a;min-height:54px}
.help{font-size:15px;color:#536b7c;margin-top:5px}
.guidebox{background:#f1f7fc;border:2px solid #bfd8e9;border-radius:12px;padding:13px 14px;margin-top:9px;color:#244a65;font-size:16px}
.guidebox strong{color:#12395b;font-size:17px}
button{width:100%;border:0;border-radius:12px;background:#176ca3;color:#fff;font-size:20px;font-weight:900;padding:16px;margin-top:20px;cursor:pointer}
.result{display:none}
.resultbox{background:#f8fbfe;border:2px solid #b9d5e8;border-radius:14px;padding:17px;margin:14px 0}
.big{font-size:32px;font-weight:900;color:#0f5f96;line-height:1.3}
.result-label{font-size:17px;font-weight:800;color:#405c70}
.grid{display:grid;grid-template-columns:1fr;gap:12px}
.compare{width:100%;border-collapse:collapse;font-size:16px}
.compare th,.compare td{border:1px solid #d5e3ed;padding:10px 8px;text-align:left;vertical-align:top}
.compare th{background:#eaf4fb;color:#12395b}
.checklist{display:grid;gap:10px}
.checkitem{display:flex;gap:12px;align-items:flex-start;background:#f4f9fd;border:2px solid #c8dfef;border-radius:12px;padding:14px;font-size:17px;font-weight:700}
.checkitem input{width:25px;height:25px;min-width:25px;margin-top:2px;accent-color:#1f6fa8}
.qa{border-top:1px solid #dce7ee;padding:16px 0}
.qa:first-of-type{border-top:0}
.qa strong{display:block;font-size:18px;color:#12395b;margin-bottom:5px}
.qa span{font-size:16px;color:#314e62}
.small{font-size:14px;color:#5d7180}
@media(min-width:700px){.grid.two{grid-template-columns:1fr 1fr}.hero h1{font-size:34px}}

.actionbox{border:2px solid #bdd8e9;border-radius:14px;padding:16px;margin-top:14px;background:#f4f9fd}
.actionbox.red{background:#fff2f2;border-color:#e8b7b7;color:#713333}
.actionbox.yellow{background:#fff9e9;border-color:#e8d28e;color:#634d16}
.actionbox.blue{background:#eef7fd;border-color:#b8d8ec;color:#174b6b}
.pill{display:inline-block;padding:4px 10px;border-radius:999px;background:#e8f2f8;color:#174d70;font-size:14px;font-weight:900;margin-bottom:7px}
.warningbig{background:#fff0f0;border:2px solid #e4abab;border-radius:14px;padding:16px;margin:14px 0;color:#713333}
.warningbig .big{color:#a43e3e}